Kredit Koncepts Financial Services, LLC – Terms and Conditions
Last Updated: 2024
Welcome to Kredit Koncepts Financial Services, LLC (“we,” “us,” “our”). By accessing or using our website (www.kreditkoncepts.com) and services, you agree to comply with and be bound by these Terms and Conditions (“Terms”). Please review the following carefully. If you do not agree to these terms, you should not use this website.
Introduction
These Terms govern your access and use of the Kredit Koncepts website, services, and any related products, tools, or features provided by us. Your use of our website constitutes your acceptance of these Terms.
Services
Kredit Koncepts Financial Services, LLC provides financial education, credit improvement, and credit recovery services. We offer various products such as credit monitoring, identity theft protection, financial literacy programs, and more. Please refer to our website for a full list of services.
Eligibility
To use our services, you must be at least 18 years old or the legal age of majority in your jurisdiction. By using our website, you confirm that you meet this requirement.
User Responsibilities
- Provide accurate, current, and complete information as prompted by our website forms.
- Use our website and services only for lawful purposes.
- Not engage in any activity that could harm or interfere with the operation of our website or services.
Account Security
If you create an account with us, you are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account. We reserve the right to terminate or suspend your account at any time for unauthorized activities or breaches of these Terms.
Intellectual Property
All content, design, text, graphics, logos, and software on this website are the property of Kredit Koncepts Financial Services, LLC, and are protected by intellectual property laws. You may not reproduce, distribute, modify, or otherwise exploit any content on this website without our written permission.
Payment Terms
Payments for services offered by Kredit Koncepts must be made according to the terms provided on the website or during your interaction with our representatives. We reserve the right to modify pricing, offer promotions, or discontinue services at any time. All payments are non-refundable unless otherwise stated in our refund policy.
Refund Policy
We strive to offer quality services and customer satisfaction. Refund requests will be reviewed on a case-by-case basis. Any refunds issued will be in accordance with our refund policy, which is available upon request. No refunds will be issued for completed services.
Disclaimers
Kredit Koncepts provides its services on an “as is” and “as available” basis. We make no warranties or representations, either express or implied, about the completeness, accuracy, or reliability of the content on this website or the services offered. We are not responsible for any damages or losses arising from the use of our services.
Limitation of Liability
To the fullest extent permitted by law, Kredit Koncepts Financial Services, LLC, its officers, directors, employees, and affiliates will not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services.
Third-Party Links
Our website may contain links to third-party websites for informational purposes. We do not endorse or assume responsibility for any content, services, or products offered on these third-party sites.
Termination
We reserve the right to terminate or suspend your access to our website and services without notice, for any reason, including but not limited to a violation of these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts located in New York, NY.
Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on this page, and the “last updated” date will be revised. Your continued use of our website after the posting of any changes signifies your acceptance of the updated Terms.
Contact Information
If you have any questions or concerns about these Terms, please contact us at:
Kredit Koncepts Financial Services, LLC
1175 Castle Hill Ave., Bronx, NY 10462
Email: support@kreditkoncepts.com
Phone: 800-985-9367