85% of Small Business Owner Fail to Make Business Credit a priority.

Are you one of them?

Our goal is to help small business owners avoid similar mistakes of the small business community. We cover the benefits of building business credit and the adverse effects of failing to develop business credit.

Startup Business Issues

Entrepreneurs often source capital from their personal and family savings to get their business off the ground.

  • 64.4% use personal and family savings
  • 16.5% use business loans from banks or other financial institutions
  • 9.1% use personal credit cards
  • 8.7% use personal family assets (other than the owner’s savings)

Program Benefits – Make the decision to put the building of business credit at the top of your priority list. It is a “must do” for small business owners. The only sure way to reduce pressure on personal credit for business financing.Business credit develops a separate credit profile under the business employer identification number (EIN). Make the smart choice.


Business Builder
Are you ready to eliminate denials? Reduce pressure on personal credit? Ready for Approvals?

Business Builder
1 Year (4 Payments of $499.95)
$1,999.95 1 Year (One-time Fee)

Profile Management

  • Dedicated Business Credit Consultant
  • Business Credit Building
  • Business Coaching
  • Business Funding Consulting
  • Identification/matching of resources
  • Oversight, Management of Profiles
  • Scoring Updates
  • Bi-monthly strategy adjustments
  • Bureau communication
  • Compliance, UCC reports

Financial Benefits

  • Adding real trade lines (12-15)
  • Retail Business
  • Vendor Net Terms
  • Top cash flow management resources 
  • Business credit card resources
  • Business credit line options
  • Business Loan Programs

Kredit Koncepts Business Inc was organized in May 2019 under the Secretary of State of New York. To answer “What does Kredit Koncepts Business do?”, we need to go back further than our origination date. Our dedication to small businesses has made our team successful in helping hundreds of business owners to develop effective corporate credit. Corporate credit is one and the same as business credit. Having positive business scores takes the pressure off the personal credit profiles of business owners. As business credit grows, more opportunities become available to the business.

Establishing good business credit (corporate credit), it takes effort and time. Through a series of tasks and tiers, business credit is established, increased and optimized. Most businesses can establish quality scores within six months. Some businesses and entity types may take longer.

Our team has the expertise and resources to put you in front of the right finance resources at the right time. With decades of experience within the business lending field, our experts have a vast array of small business funding resources that favor business health.

To learn more about Business Credit click here